Credit services provided by CB "NMB" LLC :

• loans to corporate clients
• bank guarantees
• project financing
• mortgage loans

The credit policy of CB "NMB" LLC is based on the fundamental principle of establishing long-term partnerships with each client, and provides for an organic combination of traditional and new products and services.

In addition to large corporate clients, the Bank actively lends to small and medium-sized businesses, promotes the development of domestic entrepreneurship, and creates jobs.

The range of products and services of a credit nature available to the Bank allows meeting a wide range of customer needs - from the usual replenishment of working capital to the settlement of non-payments, optimization of financial flows and settlement schemes with counterparties.

As a priority, credit services are provided to borrowers whose business partners are or intend to become clients of the Bank.

Borrowed funds can be provided by the Bank in the following forms:

• term loan - one–time transfer of funds to the borrower's current account with subsequent repayment
• credit line under the disbursement limit – transfer of borrowed funds to the borrower's current account in installments (tranches) as necessary with further repayment
• revolving credit line (under the debt limit) - transfer of borrowed funds to the borrower's current account in installments (tranches) with the possibility of partial repayments and new borrowings within the established loan debt limit
• issuing bank guarantees for the client to third parties (including in the form of an aval of a bill)
• issuing letters of credit in favor of third parties without reserving funds from the client's account

The Bank accepts liquid property owned by the borrower (or third parties) on the right of ownership as collateral for loans issued and credit-related services rendered, including:

• real estate and equipment
• raw materials, semi-finished products, finished products
• promissory notes of reliable issuers, including the Bank's own promissory notes
• corporate and government securities

As additional factors that improve the conditions for obtaining loans, the Bank takes into consideration:

• stable current account turnover
• stable collection volumes
• guarantees of third-party banks, including bills of exchange
• guarantees of legal entities and/or individuals

To consider the issue of providing a credit service, a potential borrower must provide the Bank with a package of documents reflecting the financial condition of the borrower and his business activities.

In order to verify by beneficiaries the facts of issuing bank guarantees

The subdivision that ensures the execution of operations for the issuance of bank guarantees: Credit and Investment Management
Responsible persons:

- Head of the Credit and Investment Department Dmitry Vladimirovich Abashkin abashkin@nmbank.ru

Contact phone numbers +7 (495) 139-43-07, +7 (495) 796-93-55, ext.1301

Documents for obtaining a loan and a guarantee